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Registered Retirement Savings Plan
What is an RRSP?
An RRSP is a retirement savings plan that you create, which we officially register, and to which either you, your spouse, or common-law partner can make contributions. Contributions made to the RRSP qualify for a deduction on your taxes can help lower your overall tax liability. Typically, any income generated within the RRSP is not subject to taxation as long as the funds stay within the plan; tax obligations usually arise when you start receiving payments from the plan.
RRSP contributions & withdrawals
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